Benefits Of A Pension Review (Including Previous Employer Pensions)

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Contact us today and book your consultation and see how Quigley Financial Brokers can help you choose the best options available or contact richard@quigley.ie for further information.

Reviewing your Pension?

Financial decisions can feel overwhelming. With our expert guidance you will feel confident and ready to take control of your future.

Here are some of the benefits;

1. Track Down Old Pensions

Many people have “paid-up” pensions from previous employers that they forget about. A pension review helps you locate and value all pensions from old jobs.

2. See the Big Picture

Brings together all your pensions (current and old) so you can see your total retirement savings. Helps you assess if you are on track for retirement.

3. Review Investment Performance

Previous employer pensions are often left unmanaged. A review checks if these pensions are still invested in the right funds — or if they are underperforming or too risky/conservative for your needs.

4. Lower Fees

Some old pensions charge high annual fees. You might be able to transfer to a lower-cost provider to improve long-term returns.

5. Consider Consolidation

You may be able to combine multiple old pensions into one policy (e.g., a PRB or PRSA) for easier management and possibly better value.

6. Explore Early Access Options

Some paid-up pensions from previous employers can be accessed from age 50 (if you have left service). A review shows what access options are available now or soon.

7. Maximise Retirement Outcomes

Ensures all your pensions - including old employer schemes - are aligned with your goals, timeline, and risk

level. Helps boost your future retirement income.

8. Peace of Mind

Knowing that nothing is lost or neglected gives you confidence in your retirement plan. A full pension review ensures every euro is working for your future.

Contact us today and book your consultation and see how Quigley Financial Brokers can help you choose the best options available.