Invest in Property Through a Pension in Ireland
Self-administered pensions allow investors to identify and acquire specific investments, including property. Pension rules permit using retirement funds to purchase real estate assets individually, through co-ownership, or in syndicated funds, spanning residential, commercial, industrial, or mixed categories.
Navigating the intricacies of investing your pension in property can be complex, but Quigley Financial Brokers are here to help.
Whether you're transferring existing pensions, making personal contributions, or leveraging company contributions, Quigley Financial Brokers help you maximise the potential of your pension investments. Contact us today to take the first step towards a more secure and diversified retirement plan.
Tax Efficiency
Contributions used to fund property purchases benefit from higher-rate income tax relief, and rental income from the property is exempt from income tax. Additionally, no Capital Gains Tax (CGT) applies to the sale of the property within the pension.
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Diversification and Control
Investors can select specific properties that align with their goals, spanning residential, commercial, and industrial sectors. They maintain control over their investments, ensuring alignment with their retirement strategy.
Retirement Income Flexibility
Upon retirement, you can withdraw 25% of the pension value as a lump sum, with up to €200,000 being tax-free. Properties can also transfer in-specie to a self-administered ARF, allowing rental income to supplement retirement funds.
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Planning Your Pension? Here's How a Financial Advisor Can Help
Financial decisions can feel overwhelming, but a financial advisor turns uncertainty into clarity. With our expert guidance, you’ll feel confident and ready to take control of your future.
Clarity & Knowledge On Your Financial Situation
Understand your financial situation and the steps needed to move forward.
Greater Financial Confidence
Feel secure knowing your finances are on the right track.
Informed Financial Decisions
Make smarter, more strategic choices with expert advice tailored to your goals.
Clear Financial Plan for The Future
Have a detailed, actionable roadmap to achieve your retirement goals.
Client Testimonials
At Quigley Financial Brokers we are dedicated to helping our clients figure out the best pension plan for a healthy and sustainable pension in retirement.
What Difference Will Good Financial Advice Make?
* The Value of Financial Advice, 2016 PIBA / Standard Life
**Econometrics Models on the value of advice of a financial advisor, July 2016 Canada Cirano
