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Reach out today

​Contact us today and book your consultation and see how Quigley Financial Brokers can help you choose the best options available or contact richard@quigley.ie for further information.

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MORTGAGES

Fast Approvals – In Weeks, Not Months!

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Whether you’re a first-time buyer, moving or upgrading your home, or looking to release equity, we make it simple.

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  • Access better rates with an easy switch.

  • Up to 4% back in cash.

  • Consolidate loans & reduce monthly costs.

  • Unlock up to €300,000 from your home to do as you wish!

     

Get in touch today for quick approval and expert advice.

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​​​​​​​​​​​​​​INVESTMENTS

€160bn on deposit and interest rates are at an all-time sustained period!

Make your money work harder tax efficiently. Grow your investments faster with our gross roll-up structure, allowing your returns to compound tax-free until each 8th anniversary. Our recommendation, you can earn approximately 5% per annum.

 

We can help you:

  • Review your current investments to uncover better options, lower fees, and stronger returns.

  • Lump sum investments grow your wealth secure your future.

  • Make the most of your deposits by turning idle savings into steady long-term growth.

  • Set up flexible savings policies small steps into big results.

  • Education planning invest early achieve more.

  • Use the €3,000 annual gift exemption effectively.

  • Gift tax planning pass on more pay less.​​​

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​INSURANCES

Protect what matters most. Review your insurance to secure better value and ensure your family, income, business and wealth are fully protected.

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We can help you with:

  • Life Cover – protect your family’s future and maintain financial security.

  • Mortgage Protection – make sure your home and mortgage are fully covered.

  • Serious Illness Cover – provides a tax-free lump sum to help you stay financially secure during difficult times.

  • Income Protection – secure your income if illness or injury stops you from working.

  • Wage Protector – tailored income cover for high-risk occupations.

  • Safeguard your business – with co-director, key person and partnership insurance.

  • Protect your legacy – fund inheritance tax with a Section 72 policy [maximum age 75 years].

 

Capital Acquisitions Tax on or after 02/10/2024

​​Threshold*   Relationship 

€400,000     Child, or, minor child of a deceased child.

€40,000        Brother, sister, child of a brother or sister, lineal ancestor.

€20,000        Other.

Tax Rate        33%

​​​​​​​​​​​​​*All benefits received since 5/12/1991 taken into a/c for threshold.

Annual Gift Exemption €3,000

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You can cover the cost of future inheritance tax through a section 72 life insurance policy  a revenue-approved plan whose proceeds are tax-free when used to settle an inheritance tax bill. Get an instant quote or review your existing policy to see if better rates or terms are available.

 

​​​​​​​​​​​​​PENSIONS

Make the most of your pensions. Review your existing pensions to uncover better options, lower fees, and stronger returns.

 

We can help you:

  • Review your pensions progress.

  • Get tax benefits when you start or top up your pension.

  • Using a pension to extract wealth for business owners.

  • Mature or transfer past employer pensions into your own name.

  • Make sure your pension is on track for retirement.

  • Review underperforming ARFs.

 

Making the Right Choice

 

We all need a little help making the right decisions about our finances. At Quigley Financial Brokers, we’re here to help you protect and grow your wealth guiding you toward the options that best suit you. There’s no right or wrong answer only the one that’s right for you.

 

Contact us today and book your consultation and see how Quigley Financial Brokers can help you choose the best options available.

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Inflation Effect *

Real value of €1,000 today

​Inflation at 5% pa

1 year - €952

2 years - €907

3 years - €864 

4 years - €823

5 years - €784

10 years - €614

15 years - €481

20 years - €377

Compound Interest Effect *

Future value of €1,000 today

Increasing at 5% pa

After 1 year - €1,050

After 2 years - €1,103

After 3 years - €1,158

After 4 years - €1,216

After 5 years - €1,276

After 10 years - €1,629

After 15 years - €2,079

After 20 years - €2,653

Grow your investments faster with our gross roll-up structure, allowing your returns to compound tax-free until each 8th anniversary. Our recommendation, you can earn approximately 5% per annum.

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 *Source; LIA factsheet November 2023

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