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Pension Adjustment Order Advice

  • Jun 11
  • 2 min read

Reach out today

Contact us today alternatively book a consultation and see how Quigley Financial Brokers can help

you choose the best options available or contact richard@quigley.ie for further information.


Professional Pension Adjustment Order (PAO) Advice in Ireland

If you have received a Pension Adjustment Order following divorce, judicial separation,

or the dissolution of a civil partnership, understanding your pension benefits and

retirement options can be complex.


At Quigley Financial Brokers, we provide impartial Pension Adjustment Order advice

in Ireland, helping individuals understand their pension entitlements, review their

retirement options, and make informed financial decisions for the future.


Whether you are the member spouse or the non-member spouse, we can help you understand how

your Pension Adjustment Order affects your retirement planning and what options may

be available to you.


What Is a Pension Adjustment Order?

A PAO is a court order that allocates part of a pension benefit from one spouse or civil

partner to another following divorce, judicial separation, or separation proceedings.

Depending on the type of pension arrangement involved, a PAO may apply to:

  • Occupational Pension Schemes

  • Company Pension Schemes

  • Defined Benefit Pensions

  • Defined Contribution Pensions

  • Public Sector Pensions

  • Executive Pension Plans

  • Retirement Benefits

  • Lump Sum Benefits

  • Death in Service Benefits


Understanding the value of your pension entitlement and how it fits into your overall financial

position is an important part of long-term retirement planning.


Pension Adjustment Order Advice for Non-Member Spouses

Many individuals receive pension benefits through a Pension Adjustment Order but are unsure:

  • What their pension is worth

  • When benefits can be accessed

  • Whether benefits can be transferred

  • How retirement options work

  • How the pension fits into their broader financial plan


We can help you understand your pension benefits and explore available retirement planning

options.


Pension Adjustment Order Advice for Member Spouses

If you are the member spouse, it is important to understand:

  • How the Pension Adjustment Order impacts your retirement benefits

  • Your remaining pension entitlements

  • Retirement income projections

  • Pension consolidation opportunities

  • Future retirement planning strategies


We can provide a comprehensive review of your pension position and help you plan for

retirement with confidence.


Why Seek Pension Adjustment Order Advice?

Many individuals do not fully understand the long-term value of pension benefits

awarded through a Pension Adjustment Order.


Professional advice can help you:

  • Understand your pension benefits

  • Review retirement income options

  • Assess pension transfer opportunities

  • Consolidate existing pensions

  • Plan for retirement with greater confidence

  • Create a long-term financial strategy


Why Choose Quigley Financial Brokers?

Established in 1997, Quigley Financial Brokers provides impartial financial advice to

clients throughout Ireland. We help clients:

  • Understand Pension Adjustment Orders

  • Review pension benefits

  • Assess retirement options

  • Consolidate pensions

  • Develop retirement strategies

  • Protect and grow long-term wealth


Our approach focuses on providing clear, practical advice tailored to your individual

circumstances.


Arrange a Pension Adjustment Order Consultation

If you have received a Pension Adjustment Order and would like to understand your

pension benefits, retirement options, or financial planning opportunities, we would be

pleased to assist.


Contact us today alternatively book a consultation and see how Quigley Financial Brokers can help you

choose the best options available.

 
 
 

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