Serious Illness Cover
Some illnesses can have a significant impact on your life. They can stop you from working and your recovery may require assistance and time. That's where serious illness cover comes in. Serious illness cover (sometimes called critical illness cover) provides you with financial support if you are diagnosed with a serious illness.
Health is the greatest gift. Security is the greatest wealth.
Specified illness cover pays you a tax- free lump sum if you are diagnosed with a specific illness covered by your policy.
Lump Sum Payment on Diagnosis
If you're diagnosed with a specified illness covered in your policy, you’ll receive a tax-free lump sum. This money can be used however you need, whether it’s paying your mortgage, medical bills, or household expenses, giving you financial stability during a difficult time.
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Flexible Cover Options
Specified illness cover can be taken out on its own or as an add-on to a life insurance policy. Some policies also offer partial payments for less severe conditions. Quigley Financial Brokers can help tailor the level and type of cover to suit your health, lifestyle, and financial goals.
Coverage for Adults & Children
Many policies include cover for children diagnosed with a serious illness, typically paying up to 50% of your cover amount (up to around €15,000). This additional protection offers peace of mind for families facing unexpected health challenges.