A good mortgage may just be the final piece to the puzzle that is your dream home. Quigley Financial Brokers are here to help.

 

First time buyer, or looking to upgrade or downsize for the next stage in your life?

 

Our three-step process will help you on your mortgage journey:

 

1. Contact us today to have a brief discussion about your financial situation.

2. Book your consultation to discuss your requirements and the application process.

3. Your completed application form and supplementary documentation submitted to lender for approval in principle.

 

Let us help you to navigate common pitfalls.

 

A well-thought-out mortgage is a fantastic investment for you as a homeowner. Here are some common mistakes to avoid in your home journey.

 

• House-hunting before approval

It’s better to focus your energy on getting approved in principle from a bank for the maximum you can borrow for the mortgage first. This will make it way easier and faster for you to close on houses you are interested in, especially in a competitive market.

 

• Settling too soon on mortgage plans

Not all mortgages are created equal. And while you may prefer one bank or lender over another, it is always best to and compare a few providers before settling. Having options help you make a truly informed decision.

 

• Shopping beyond your means

Never max out your mortgage limit. This is an investment and a long-term liability. Make sure you consider your financial capabilities, both current and projected.