A good mortgage may just be the final piece to the puzzle that is your dream home. Quigley Financial Brokers are here to offer you the right mortgage advice.

 

First time buyer, looking to upgrade or downsize for the next stage in your life? 

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Our 3-step process will help give you peace of mind:

 

1. Contact us today to have a brief chat.

2. Book your consultation with a Qualified Financial Advisor to discuss your mortgage requirements and the application process.

3. Your completed mortgage application form and supplementary documentation submitted to a lender for approval in principle.

 

Let us help you to navigate common pitfalls.

 

A well-thought-out mortgage is a fantastic investment for you as a homeowner. Here are some common mistakes to avoid in your home journey.

 

• House-hunting before approval

Firstly, it’s better to focus your energy on getting approved in principle from a bank for the maximum you can borrow for the mortgage. This will make it way easier and faster for you to close on properties you are interested in, especially in a competitive market.

 

• Settling too soon on mortgage plans

Not all mortgages are the same, and while you may prefer one bank or lender over another, it is always best to compare a few providers before making a decision before purchase.

 

• Shopping beyond your means

Never max out your mortgage limit. This is an investment and a long-term liability. Make sure you consider your current and projected financial capabilities.