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A Clean Bill Of Health

Reach out today

Contact us today and book your consultation and see how Quigley Financial Brokers can help you choose the best options available or contact richard@quigley.ie for further information.


When taking out a life insurance policy questions often arise, and because circumstances can change, its a good idea to regularly ask yourself if your cover is working for you.


Throughout your lifetime, your life insurance needs will change. So deciding how much

and what type of life insurance you need at each stage of your life is important. One simple thing to keep in mind when deciding on cover is that the more responsibility you have, the more life insurance you need. Here are a few questions to consider:


1. Is life insurance for me?

If you want reassurance that should you become seriously ill or die, your family and business will be protected, your mortgage paid off and your loved ones won't be burdened with a large inheritance tax bill, then life insurance is definitely for you.


2. Who depends on me?

If you have children, you should consider a term life insurance policy that is sufficient to

support your family while they recalibrate their new financial situation. Unsure how much cover you need?


3. How much insurance can I afford?

A term life insurance policy that covers the care of your loved ones in the event of your

death is an inexpensive option, especially if you are under 40 and in reasonably good health.


4. How long of a term do I need?

Its really up to you to decide the length of the term. Your age will be a defining factor as will your family situation. It is possible to have multiple policies and customise your life

insurance to your changing wants and needs. Choosing a policy or combination of policies that gives you and your family the greatest potential benefit may seem complicated, but with the right advice and guidance, the process should be simplified considerably.


A life insurance plan can cost considerably less than you think. You could be surprised with how inexpensive life protection cover can be.


When choosing a protection plan there are a few options available. Why not talk us  who

can advise you on the best plan for you and your family.

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