As experienced Financial Brokers we specialise in the Income Protection Insurance market, we research the market to identify the best and most cost effective product to meet your needs and then ensure you receive the best terms possible.
Our aim is to help you to provide financial security for you and your family in event of you being out of work due to illness or injury.
Income Protection when the unexpected happens, we know that what matters is peace of mind from a policy you can trust.
Benefits of Income Protection Insurance:
Our aim is to help you to provide financial security for you and your family in event of you being out of work due to illness or injury.
Income Protection when the unexpected happens, we know that what matters is peace of mind from a policy you can trust.
Benefits of Income Protection Insurance:
- Will pay up to 75% of your salary allowing you to take care of your loved ones.
- Has a guaranteed level of premium option which means the cost will never go up, even if you make a claim.
- Qualifies for Tax Relief at your marginal rate.
- Pays a daily replacement income if you are in hospital for more than seven days during your deferred period.
- Eligability, you must be in full-time paid work as a self-employed person, or as an employee or company director for income protection and to receive benefits in event of a claim.
- If you are an employer, you may wish to consider Group Income Protection scheme for all the full time employees in your organisation.
- Income protection can replace 75% of your salary less any social welfare payments when your off work due to illness or injury, you pay a monthly premium determined by your age, occupation and health status.
- If you are absent from work due to illness or injury the policy provides you with a replacement income after a deferred period which is chosen by you at the outset of your policy. You will be paid until you return to work, or until your chosen retirement date if your not fit to return to work before then.
